A home warranty is a service contract that helps protect homeowners against the cost of unexpected covered repairs of their major systems and appliances that break down due to normal wear and tear.*
Your homeowner’s insurance is hazard insurance, and only covers items damaged in fires, flooding, wind, and other natural disasters. A home warranty repairs properly maintained household appliances and mechanical systems that fail due to normal wear and tear.
Yes, you can purchase a home warranty plan during home ownership. You do not have to be involved in a real estate transaction of any kind.
Armor Home Warranty does not cover known or unknown pre-existing conditions, misuse, abuse, or failure to clean or maintain the covered systems and appliances.*
No, although it is a good idea to get your home inspected to make sure all items are in good working order. Consequently, the contract does not cover any known or unknown pre-existing conditions.
Coverage begins 30 days after enrollment and receipt of applicable contract fees and continues for 365 from your start date. If you are able to provide proof of prior coverage through another warranty carrier, showing no lapse of warranty coverage, AHW will be able to start your new coverage when your old policy expires.
Make one toll-free call to our Claims Department at 855-690-2022. Our call center is available 24 hours a day, 7 days a week, 365 days a year. You may also submit claim online.
Yes, you are required to pay a $75 trade service call fee per claim, no matter what the actual cost of the repair or replacement for your covered item.* This fee is payable directly to the technician that comes to your home. The service call fee may be lower depending on discounts available, contact us for more details.
Yes, the plan may be renewable. In that event, you will be notified of the prevailing rate and terms of renewal.
* Click Here to view complete limits of liability and any exclusions. AHW offers service contracts which are not warranties.
** See policy for specifics on response times.
***AHW reserves the right to offer cash back in lieu of repair or replacement in the amount of AHW’s actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance.
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